$1.8 Million Home in Mililani, Oahu (2023)


Enjoy the tour of this beautiful 5 bedroom, 3 1/2 bath, 3,107 sqft
single family property in Mililani, HI on the island of Oahu.


Aloha guys, how's it going today.

I want to show you this beautiful property in mililani's, five bedroom, four bath over 2, 000 square feet of living space, Huge lot.

So without further Ado, actually, let's, give them a just a pan of the street.

You know, so it's about two o'clock in the afternoon.

So as you can see, you got lots of street parking available on both sides of the street, very quiet, very peaceful, uh neighborhood.

So with that I'll, ask you to follow me, uh as far as sex I want to just point out this area.

So obviously all the way to the fence.

But you guys know this is Hawaii.

So you don't get as much yard space, um in some of the properties, even single families as you know, uh, but just have all this area here.

And then all the way to the fence.

So one of the things I love about this is that multi-purpose right? So obviously you can leave it as a yard.

But if you wanted to put a guard in here, or in a lot of cases, if you have a huge family or a gathering, you want to have multiple cars parked and let's say for some reason, the streets flats, or you just got that many guests, you just bring them in here, but also I don't know, if I can get in from this side, actually, I, can't, yeah, you're supposed to stay on that side.

Boom, look at that.

So you got more room to just pack it in.

So you can just tell everybody, hey, bring it into the back.

And now you can park probably about 10, 15 cars very easily.

So one of the things that I really love about this property.

So yeah, we'll show you the rest of the backyard.

Thank you.

So like I, see you have on this side.

We have one entrance, um, the add-on porch area.

So we'll actually show you that inside, but very nicely done.

I mean, as you can see very usable land, um open clear space.

Nobody actually located behind you.

So back here, you just have a Gorge that goes back there.

But super quiet as you can see, it's, two o'clock in the afternoon.

And all you hear is just the birds chirping that's it.

And if you can sew here, you can see the bits on this side, the way they've got the plants.

You can hardly see your neighbors, and you certainly can't see what's going on in the neighbor's yard.

And if you compare it here to your left as well again, one of the things I love is the Privacy with the way they have this fence built again.

You can see your neighbor's house, but can't see in the windows.

They can't see you you can't see inside their yard.

So even if they were in the yard, you both have your privacy.

So that's.

Another thing that's really unique about this location because a lot of houses as you know, even if you do have a little bit of a yard, your neighbors can see everything that you know, that's going on in that yard, you don't really have that privacy.

Whereas this this unit you certainly do so we'll show you the other side as well, give you a just a glimpse, but actually we'll, just keep we'll just have to go all the way around.

So you can see the entire exterior of the property again, love this.

Because once again, you have just a built-in Garden area.

Also you have a garden box if you want it up, and you can tell that they had a some type of watering system with the PVC pipes within there.

So all they had to do was just pick up their water hose.

And again, love it more Garden space.


We have the bushes up just high enough above the fence to give you that privacy entrance into the garage.

And then another, uh, unique feature that I really love is they have this little hidden Nook right? So for our garbage beds, recycle all of that stuff it's it's from the street view.

So you just don't have that sore eye like you would, um in some places right? We have even more yard, which I love so that you know, if you just want to use the other side for parking and let's say, you just had kids or even a dog, you could really like just put a little mini fence here.

And you got a whole playpen for little kids, or if you had a puppy or something, um, or if you Swan to tent camp out in your yard, you've got space right? Or you want to be a nosy neighbor again.

You just got space to sit here set your chairs out like a lawn chair and just look out.

And today actually I don't know, if you can get that view, sometimes does it shows well on the camera as it does the naked out, but you got the mountain views out there today is a really uh nice day, even by Hawaii standards, nice cool breeze.

So I mean, you literally could just sit out here all day and just it's just Joy all right.

So let's go inside the driveway driveway just by itself has about three cars, I want to point out that even here in the front again.

This is so much usable land, that's, what I love, you have a whole nother little Garden area here that you know, it's kind of easy to miss, because you just walk right past it.

And then just want to point to your attention to detail here on the garage door.

I mean, you can see that wood, staining style there you can see the glass and I love the thing about this opaque.

So you cannot see in there, I think that's the right.

One, right? Okay, uh.

You can't see in there.

So I, love it.

Because if you want to park your Lamborghini, of course, Ferrari in there, maybe Bentley Rolls Royce.

You can hide it in there and your neighbors, won't know it until you are either heading out or coming back in right all right.

So without further Ado Welcome to My, Career, MTV, Style, just kidding.

Don't worry.

Guys, Furniture's, coming soon you're.

The first to see it.

But anyways, this is the most purpose area got some unique chandeliers hanging from this side.

Not sure if you can see it, uh, here as well.

It's also got some of the I want to say this is a traditional style.

One more old-fashioned style.

Chandeliers love.

We have the wood floor, paneling, uh, all the way throughout very consistent, uh, let's, see, let's actually go down here and we'll.

Come back.

We'll do a big circle.

So here is the add-on space here.

Um, as you can see it's, very huge multi-purpose area, uh, I, call it a porch.

Some people might say, it's, a lanai, but uh, it's, an enclosed porch area.

As you can see, you have the windows where you can look out.

Obviously, if you just want to open every single window, you'd have the breeze and whoever's out in the yard doing whatever really feels like it's, an indoor outdoor living, um, I'd say, it's about one level from just having the sliding glass doors where you just walk in and out right, uh, got extra sink here, extra repair space and plus it's, a deep sink, which a lot of people seem to prefer.

Um, these days doors on both sides, access the yard right? So once again, um got a lot of access here.

We actually have the kitchen area as well.

A lot of people love the bar, um open as well, especially since it's in the interior portion of the house, I really love that they added this window here.

So that you can still kind of look through the Back Porch or back of the night, Area Windows get that natural Lighting in right.

You can see here.

We have the recessed lighting throughout as well, very nice, looking, uh.

Cabinet selection, choices, right? A lot of countertops.

You can see those all the way around obviously stained steel appliances.

Now you can see you have the GE double doors.

Some people seem to really like these double doors.

Some people don't right? But again, it's still, very nice, uh refrigerator.

There as well and then what's really unique.

You have Spacey here.

Uh, you got this office, slash, uh, Library area, which is really cool, because you have these sliding doors so I call a little bit old school.

But you have the sliding doors to kind of, you know, isolate the area off and give you privacy.

But then you still have the option to open it up again, if you you know, are entertaining a lot of guests.

So this house is really designed, um, especially downstairs with a lot of space where you could really entertain really accommodate a lot of people.

And obviously we already showed you the parking where you have lots of parking as well and yard space, uh, this would be your downstairs half bath right and got the fancy Bowl on top of the counter, which is really neat attention to detail.

I can see the mirrors there as well looks really nice.

And also you got the plantation shutters throughout which are huge upgrades to Windows here as well.

We'll come through here.

You can see you got full size washer dryer actual mud room, which is nice and storage space, which is conveniently your entrance from the garage.

So if it's a rainy day muddy day, or you just went hiking on one of my mini Trails, or you just got back from the beach, and you want to not track that stuff into the house.

Well, it just makes perfect sense.

I actually believe it or not a lot of houses don't have this, but you come straight in from the garage.

You can actually make use of this sink that most people don't use in their houses, because they still don't know what to do with it, but you could actually rinse off here toss your stuff in the washer and dryer.

And then you can actually enter your house.

So that is really neat, uh, let's, see here we'll actually go out into the garage.

So you can see pretty large garage space, um I love that they actually have the windows too.

So you can still have an openness that you want.

But obviously you destructive lines if you know for privacy, but I really love that.

Now you can see we've got a little bit of storage back here as well.

And then also, uh once again, it just to the backyard from here.

And then just for all times sake case, you ever want to turn your place to the museum.

We still have old school.





Absolutely the place is still for sale.

Absolutely what time you'll be here all right? Well, I'm gonna wrap up this video and then I'll, see you soon perfect? Okay, all right.

So we've got our future buyer from the home.

So you can beat them here.

And you can buy it first all right.

So let's head up head upstairs.

I, just want to point out here.

You actually have another storage space.

So as you know in the Hawaii storage is a premium.

So this is I, don't know, it's probably about five, maybe even six feet in uh length in there and two or three feet and width.

So you got quite a few space.

So you don't have to actually buy a separate storage unit for the house.

One of the things also where among the many things I love about this home is when you get here to this mid-level, the stairs actually split.

So you have a room up here, uh, bathroom.

And then you also have, uh, the four other rooms.

There was a debate as to which is the master bedroom or primary bedroom.

Um, so I guess you as a new owner would be able to decide but we'll show you both of the primary Suites master bedroom, suites.

And you can decide which one you prefer better.

So, uh, one of the other things I love here is that downstairs.

You can see you have the flooring.

But as soon as you get the top of the stairs, you can actually, uh switch us over to carpet, which is great on your feet.

Right? So really love that, uh, have your guest bathroom or I.

Guess, you could say whoever the residents of the house are staying in the primaries to move down there bathrooms there.

And then we have our first I used to say master bedroom, right? So maybe you would argue that you have two again.

So you guys can see you have a closet.

There multi-purpose area I'm going to say because, uh, I did not test it.

But I'm a little over 200 pounds and I didn't feel that I was strong enough to hold me.

So I would not say it's a sitting area.

Um, also, you have another second closet over here.

Two, uh, sinks with the vanity love, how clear the mirrors? Look again, you have a little bit of the older style, lighting here right so hitting on what age you are that night.

Look new might look old to you just depends.

But then also you have a shower here water.



Guess, you would call it basically your toilet there.

So very nice, um from there we'll go see the other bedrooms and then I'll take you across to the other master.

So there here we have a second large bedroom, again, I mean, this is very spacious by Hawaii standards.

Typically a lot of your bedrooms, uh or it's going to be about the size of other ones I'm going to show you.

But as you can see here, you have enough space that you can literally have like a master I'm, sorry that Master a king-sized bed.

Here actually it's large enough that you can fit two king-sized beds in here and still have space to walk around, or in between the beds and have a dresser off to the side.

So, and then you have a closet space along with your window AC.

So I mean, that is huge and then from here, um, you got a view of the backyard as well.

So it's once again, very quiet.

All you hear is the birds chirping from uh, sometimes the camera doesn't really do it justice.

But you just get a view of the tree lines and that's it.

And so he just got this almost like this whole nother sweet or wing of the house to yourself, uh for your bedroom.

So now let's go to bedroom.

Number three once again, as you can see bedroom, number three is more of the typical size room that you get in Hawaii right? We could fit two of these.

Maybe even three of these inside the bedroom.

We just left right.

So this is typically the standard size.

But the awesome thing is, this is a third room, um that I've shown you right.

So the first two were very large as you can see once again, still have closet space.

Right? You got an awesome view of out front.

So even though it's a smaller room, it doesn't feel as small because you have the views of outside.

And you can see the driveway.

So if you open the windows up, it really opens up the room right, uh, then we'll show you bedroom.

Number four, again, this one I'm, not sure if you would use it in a bedroom or more of like the entertainment room or multi-purpose room upstairs, we will keep the battery changed on that, um, get that changed.

But you'll see that here we have access to the Lanai or balcony as some people will call it.

But once again, let's see here, I'm open this up.

So once again, here you can see it's, just you just beautiful views, and you can see how the clouds are sitting down on top of the mountains and what's amazing about views in Hawaii like this is it changes from day to day? So, uh, every day, the mountains, don't, look like this.

Some days you'll be able to see the clouds on top of mountains.

Other days it'll be clear.

You can see the mountain tops, and then depending on how frequently it rains.

You'll, see it change from Green.

So maybe a little more Brown as well, right, um.

And then also for your holidays, uh, depending on your viewpoints, you also get fireworks.

So very nice.

And then, of course, you can still see your yard look down on all your friends, cut families, cars, that's parked here, see what's happening in the neighborhood and uh, you can play neighborhood watch here because you can see halfway actually all the way down to the next stop sign.

Uh, maybe the camera might not be able to catch it.

But with the naked eye, see all the way down to the next stop sign.

Two three streets over.

So you really have pretty sweeping views up here, um it's, very nice.

And again, you can still get those birds.

Chirping bite me talking so it's, really nice, all right.

So let's go to the other side.

We'll, go back just so not to confuse you, um, but we'll come through.

So, as you remember, this was bedroom.

Number four, number three was the small one.

This one might be a multi-purpose.

Then here we had our two large.

This was probably one of the Masters it's.

Another guest room with massive guest room, a bathroom in here.

And then the house is beautiful sand and weird, too, right? You don't really see big, beautiful, chandeliers on houses anymore, whatsoever.

So it's got like a more of like a mid-century modern side style.

So here again, this is the second, uh, arguably second master bedroom.

Um, the bank was because the bathroom is not inside the room.

So as you can see, you have this huge room, but then you actually got to come out of the door and then into uh, the bathroom here.

So here you just have a walk-in shower, another toilet.

But you have two sinks as well.

And then obviously it's on the other side of the stairs right? So if you remember when you look down, you see our stairs that split the four bedrooms over there.

This is only bedroom over here.

So you could argue that this would be another Master, uh, bedroom or Suite, or maybe you could say, it's a wing right, whichever direction we're facing.

You can say this the north wing of the house.

But also, um, you come here as well.

You can see this one's got a huge closet, here's closet as well.

Right so look at this closet, it's, huge, massive.

And you have the closet storage system in here, uh with drawers.

So ladies, if you love to put your shoes heels, handbags colors, you want to put your dress shoes, or you got your watch collection.

These things are ready to go right? And then once again, from this room, you have access to the balcony as well with amazing views, looking at the mountain.

So, uh, very beautiful.

So actually, we'll go back outside we'll end it there we'll wrap it up there.

Oh, this is catching on something and I don't want to break anything.

So we'll do that we'll go out the other way then in that way, yeah, we'll edit that out by the way I'll just get it.

So again, we'll lovely, very spacious house, nice, living quarters upstairs, a lot of area to entertain downstairs, um, you can really do what you want with this house, uh, you're, not forced I.

Guess, you could say, you're, not forced to live one specific way.

Meaning, you got a couple of bedrooms.

You barely have space for a dining room and that's it.

Right? You've actually got multiple places for a dining room.

You got multiple places, uh to entertain throughout the house.

You got three huge, uh, massive rooms.

So you can decide which one you want to be your master bedroom.

You also have what one two three, uh, did I.

Count it right? One, two, three bathrooms, right that count that right? We have one now four, right? Four, four, bathrooms, yeah, sorry, I'm, it's.

So big, I'm, getting how many bathrooms, but it's got three four bathrooms another half bath downstairs.

And then again, like say, you got tons of yard space, which is, again, that's, a very big premium Hawaii because there's a lot of houses that are.

Fifteen hundred two thousand square feet and a lot.

It might be three thousand square feet, right? And then we have what's called zero lot lines where you only have access to three sides of your house.

Because the fourth side is your neighbor's yard.

So to have this huge yard in the backyard sides, yards on both sides and the front yard and a driveway and a garage that's, a real premium in Hawaii and something that even the newer developments they're, not doing that anymore, they're building them, small tight close together, right? So if you open your window, you can see inside your neighbor's window.

But again, as you can see your neighbor here is way over there they're, not on top of you.

You can't, hear them.

They can't hear you and then I showed you already with the fence about the Privacy that you really have, um and the space that you have to entertain to really enjoy it with your family and friends.

So with that guys, um, this is Isaac with Keller.

Williams I will put my information in the description.

So if you want questions on this specific property or, um, you know price or you just want to come take a look, or if you'd like to see something similar to this, let me know by the way also this is something that I intend on doing moving forward.

So I, really appreciate your feedback.

Good or bad, keep it, you know, keep mine I'm, an artist right assistant about my stuff.

Boy, um, let me know what what you think and uh, whether this is of value to you if you'd like to see more of these, uh plan to do really nice properties like this.

But also intend to do some less desirable properties for investors as well that there's an opportunity to make flip them or renovate them and turn them into a jewel or a diamond.

So, um, yeah, just let me know what what you guys want to see and I'll bring more of that to you.

So please like my video, subscribe share it with someone if you know they are in the market and looking for a home, or this would be the home for them and uh, yeah.

Let me know what I can do for you I'm in real estate, 24 7, anywhere on Oahu.

So I look forward to seeing you talking with you and uh, yeah, we'll do more then all right? See? You later.


How much money do you need to make to buy a home in Hawaii? ›

They also recommend having a minimum income of $90,000 to ensure your monthly payment and other debts do no exceed 36% of your monthly income. Depending on what island you are looking to buy your house on will factor how much money you are likely to spend.

What is the median home on Oahu? ›

Oahu, HI Housing Market

In May 2023, the median listing home price in Oahu, HI was $768K, flat year-over-year. The median listing home price per square foot was $654. The median home sold price was $615K.

Is Mililani a nice place to live? ›

Mililani is known for being a well-planned, family-friendly residential community located in the central part of Oahu, Hawaii. The town is recognized for its high-quality public schools, numerous parks and recreational facilities, and a strong sense of community.

How much is a downpayment on a house in Hawaii? ›

Hawaii home buyer stats
Average Home Sale Price in HI1$733,700
Minimum Down Payment in HI (3%)$22,025
20% Down Payment in HI$146,750
Average Credit Score in HI2732
Maximum HI Home Buyer Loan3Up to $40,000 as interest-free, partly forgivable loan in Honolulu county
Dec 9, 2022

What is a livable salary in Hawaii? ›

To live comfortably in Hawaii, an annual income of around $70,000 to $100,000 for a single person, or $120,000 to $200,000 for a family is recommended. Is it expensive to live in Hawaii? Yes, Hawaii is known for its high cost of living due to factors such as housing, groceries, utilities, and transportation.

What is middle class in Hawaii? ›

America's Fastest-Growing States
StateHousehold Income Range for Middle Class
Hawaii$41,532 - $181,202
Idaho$25,989 - $103,435
Illinois$27,109 - $134,640
Indiana$22,915 - $98,771
46 more rows
Dec 24, 2020

What is the cheapest area to live on Oahu? ›

Waianae is the cheapest place to live in Oahu. This small town is located on the island's eastern coast and is home to an abundance of outdoor activities and authentic local cuisine. Local attractions here include the Waianae Mountain Range, Kahumana Organic Farms & Cafe, and Pokai Bay Beach Park.

Where is the richest neighborhood in Oahu? ›

Hawaii Loa Ridge - Considered to be one of the most premier gated communities in Oahu, Hawaii Loa Ridge is located on the south shore of Oahu about 15 minutes away from Waikiki. Lavish homes have access to the best panoramic views of the Pacific Ocean and eastern Oahu.

Where is the nicest place to live on Oahu? ›

Some of the best places for families to live on Oahu include Kailua, Mililani, Hawaii Kai, and Kapolei. These neighborhoods offer good schools, safe environments, and family-friendly amenities. One of the more affordable areas on Oahu is Waianae, located on the western side of the island.

What is Mililani known for? ›

In 1986, Mililani was named an All-America City in recognition of a community effort to clean up drinking water contaminated with agricultural pesticides. It is the only community in Hawaiʻi ever to receive this distinction.

Is Mililani safe? ›

Mililani Annual Crimes
Number of Crimes63973
Crime Rate (per 1,000 residents)1.1617.99

How far is Mililani from the beach? ›

This distance is equal to 9.4 miles, and 8.16 nautical miles. The distance line on map shows distance from Mililani to Ewa Beach between two cities.

How much is a downpayment on a $1000000 house? ›

Most jumbo mortgages require a 20%–30% down payment. For a million-dollar home, that translates to $200,000–$300,000. Note that criteria will vary by lender. You may be able to secure a jumbo mortgage with a smaller down payment, depending on your overall financial situation.

Is buying a house in Hawaii a good investment? ›

In conclusion, Hawaii real estate is a safe investment that offers both financial benefits and personal enjoyment. With its limited availability, stable market, and growing vacation rental market, owning a piece of Hawaii is a solid, safe investment.

Do you pay sales tax when buying a home in Hawaii? ›

Will You Have to Pay Taxes When You Sell Your Home in Hawaii? Sales tax is not applied to property sales on either a federal or state level. However, if your home appreciated in value since you bought it, you may need to pay capital gains taxes on your annual tax return.

Can you live in Hawaii on $2000 a month? ›

Housing Costs

A one-bedroom apartment or home can range from about $1,500 to more than $2,000 per month and a two-bedroom apartment or a house will start at $1,800 per month. Looking at a luxurious, new one-bedroom condo? Expect to fork out at least $3,000 a month.

What is the top 1 income in Hawaii? ›

  • Top 1% income threshold: $487,092.
  • Top 5% income threshold: $231,685.
Jan 24, 2023

What is a high salary in Hawaii? ›

In terms of overall annual wages, Hawaii is on par with the United States as a whole. According to the Bureau of Labor Statistics (BLS), the average annual wage in Hawaii is $59,760, and the national average is $58,260. But Hawaii's highest paying job — dermatologists — pulls down an average of $366,600 a year.

Is $300,000 middle class? ›

Earning $300,000 a year is still considered middle class in this U.S. city—it's not New York or LA. Around half the American population is considered middle class, according to the most recent Pew Research data. But being middle class looks different depending on where you are.

What is a good salary for Honolulu? ›

Most salaries in Honolulu range between $42,209 (25th percentile) to $78,435 (75th percentile) annually.

How much is 75k salary in Hawaii? ›

If you make $75,000 a year living in the region of Hawaii, USA, you will be taxed $20,665. That means that your net pay will be $54,336 per year, or $4,528 per month.

What is the safest part of Oahu? ›

Hawaii Kai is a residential neighborhood located far east of Downtown Honolulu with a population of 28,417. It's considered one of the safest neighborhoods on the island, and unlike Aina Haina, it is a fairly popular tourist destination thanks to its close proximity to some of Oahu's best beaches.

Is it cheaper to live in Maui or Oahu? ›

In fact, Oahu is the cheapest of the Hawaiian islands for lodging, coming in behind both the Big Island and Kauai. Add to this its lower costs for food and transportation, and Oahu becomes a much more affordable option than Maui.

How much do you need to retire in Oahu? ›

If you're set on retiring comfortably in Hawaii, you'll need about $2 million saved up, reports Sam Dogen, CNBC Make It contributor and author of “Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom.”

What is the poorest area in Oahu? ›


The Linapuni Street Census tract in Kalihi had the highest concentration of poverty in the state, with 69 percent of residents living below the poverty line. Meanwhile, 57 percent of residents in the Mayor Wright Housing census tract lived in poverty, the second-highest concentration.

Who is the richest person on Oahu? ›

1) Pierre Omidyar

Pierre Omidyar, the founder and chairman of eBay, lives in Honolulu and has a net worth of approximately $11.4 billion.

Who owns most of Oahu? ›

The Hawaii State Government.

Of the approximately 4 million acres of land in Hawaii, the state government owns most of this.

What is the quietest part of Oahu? ›

West Coast (Leeward Side)
  • It's quiet and secluded. Ko Olina and the west coast are very laid-back, with limited fanfare and nightlife.
  • Luxury accommodations. Ko Olina has four luxury resorts: The Four Seasons, the Marriot, the Aulani Disney Resort, and the Beach Villas.
  • Natural beauty. ...
  • Weather.
Aug 28, 2020

What is the most beautiful town in Oahu? ›

1: Haleiwa, Oahu

Oahu's most beautiful small town is a place worth visiting. Located along the northern shore of Oahu, Haleiwa is home to the beautiful Waialua Bay. This beach is popular for surfers because of its big barrels, but it also has plenty of sun, sandy shores, and cultural activities for everyone else.

What is the most beautiful side of Oahu? ›

If you want unbelievable views, miles and miles of soft white sand, crystal clear waters and amazing sunsets, then Lanikai Beach should be on your Oahu Must-See Beaches list. The name speaks for itself, as Lanikai translates to "Heavenly Sea," and it's recognized as one of the most beautiful beaches in the world.

What does Mililani mean? ›

vt. To praise, exalt; to give thanks; to treat as a favorite.

What does Mililani mean in Hawaiian? ›

The name Mililani is primarily a female name of Hawaiian origin that means Love From Heaven.

How big is Mililani? ›

Is Mililani water safe? ›

For the latest quarter assessed by the U.S. EPA (January 2021 - March 2021), tap water provided by this water utility was in compliance with federal health-based drinking water standards.

Why does Mililani have red dirt? ›

Hematite, the main ore of iron - is the cause of all those red dirt stains on your clothes, shoes, feet, hands, carpet, car, home, etc.

How many homes are in Mililani? ›

There are a total of 7,432 households in Mililani Mauka, each made up of around 3 members.

What is the 1 beach in Honolulu? ›

Waikiki Beach is one of the most famous beaches not only in Hawaii but also in the entire world! And, naturally, this is an essential place to visit on your trip to Honolulu.

How much is a taxi from Mililani to Honolulu Airport? ›

The quickest way to get from Honolulu Airport (HNL) to Mililani is to taxi which costs $65 - $80 and takes 19 min.

How far is Mililani from airport? ›

The distance between Mililani and Honolulu Airport (HNL) is 10 miles. The road distance is 15.4 miles.

How much income to afford $2 million dollar house? ›

Assuming you are financing the purchase and put at least 20% down, most lenders will require you to have a salary of at least $450,000 per year to qualify for a $2 million home loan. This could be household income if both you and your spouse are on the loan.

How much house can I afford with a 150k salary? ›

The lower your down payment, the higher your monthly mortgage payment. “With a $150,000 income, you could potentially save up to $100,000 – 20 percent – within a few years,” says Shri Ganeshram, CEO of real estate website Awning. “This would allow you to purchase a home in the $500,000 range.”

What is the interest on $1000000? ›

With $1,000,000 invested, you will get $46,700 per year in interest.

Is it hard to sell a house in Hawaii? ›

Selling a home isn't easy. It's a high-stakes, complex transaction and requires a considerable amount of time and expertise to get a good outcome. If you're looking to sell your Hawaii home for the best price — and minimize stress along the way — you need to find a top-rated real estate agent in your area.

When you buy a house in Hawaii do you own the land? ›

You as the owner have the right to use, possess, and dispose of the land in any way you wish (within the bounds of a local HOA and local laws). In Hawaii, there are some properties that are sold as leasehold. Much of the land on the islands is owned by either the State of Hawaii or the Federal Government.

Is it worth it to retire in Hawaii? ›

Notably, though, Hawaii was named the healthiest and happiest state seven years in a row in Gallup's National Health and Well-Being Index from 2012–2019. If you're a retiree looking to maximize your quality of life in your golden years, Hawaii is worth a look.

How can I avoid property taxes in Hawaii? ›

Property Tax Exemptions in Hawaii

The basic home exemption for homeowners under the age of 60 is $40,000, for homeowners 60 to 69 years of age, $80,000 and for homeowners 70 years of age or over, $100,000 with age calculated as of January 1, the date of the assessment.

How much do you need to make to buy a house in Hawaii? ›

They also recommend having a minimum income of $90,000 to ensure your monthly payment and other debts do no exceed 36% of your monthly income. Depending on what island you are looking to buy your house on will factor how much money you are likely to spend.

How do I avoid capital gains tax in Hawaii? ›

Under IRC section 1031, if you sell investment real estate and buy more expensive investment real estate within a prescribed time frame, you can defer capital gains taxes on the property you are selling.

How much do you need to make to buy a $300 K house? ›

How much do I need to make to buy a $300K house? To purchase a $300K house, you may need to make between $50,000 and $74,500 a year. This is a rule of thumb, and the specific salary will vary depending on your credit score, debt-to-income ratio, type of home loan, loan term, and mortgage rate.

How much do you have to make to buy a $200 K house? ›

What income is required for a 200k mortgage? To be approved for a $200,000 mortgage with a minimum down payment of 3.5 percent, you will need an approximate income of $62,000 annually.

How much do you need to make a year to buy a $300 K house? ›

You'll likely need to make about $75,000 a year to buy a $300K house. This is an estimate, but, as a rule of thumb, with a 3 percent down payment on a conventional 30-year mortgage at 5 percent, your monthly mortgage payment will be around $1,900.

Where is the cheapest place to live in Oahu? ›

Waianae is the cheapest place to live in Oahu. This small town is located on the island's eastern coast and is home to an abundance of outdoor activities and authentic local cuisine. Local attractions here include the Waianae Mountain Range, Kahumana Organic Farms & Cafe, and Pokai Bay Beach Park.

Which Hawaiian island is cheapest to live on? ›

What's the most affordable Hawaiian island to live on? The Big Island. With Hawaii's lowest average cost of living (according to MIT's Living Wage project), lowest fair market rents, and lowest typical yearly expenses, the Big Island can be the most economical island in Hawaii.

What is the middle class income in Hawaii? ›

The state with the highest middle-class income is Hawaii, where you haven't made it unless you earn at least $122,695 per year. Nationally, the average annual income to be considered middle-class is $60,000.

What income do you need for a million mortgage? ›

Experts suggest you might need an annual income between $100,000 to $225,000, depending on your financial profile, in order to afford a $1 million home. Your debt-to-income ratio (DTI), credit score, down payment and interest rate all factor into what you can afford.

Can I afford a 300k house on a $70 K salary? ›

On a $70,000 income, you'll likely be able to afford a home that costs $280,000–380,000. The exact amount will depend on how much debt you have and where you live — as well as the type of home loan you get.

What house can I afford with a $100 K salary? ›

“Assuming other factors such as creditworthiness and debt-to-income ratio are favorable, someone with a $100,000 salary could potentially afford a home in the range of $300,000 to $400,000,” said Boyd Rudy, team leader and associate broker with MiReloTeam Keller Williams Realty Living.

Can I afford a million dollar home with 200k salary? ›

A mortgage on 200k salary, using the 2.5 rule, means you could afford $500,000 ($200,00 x 2.5). With a 4.5 percent interest rate and a 30-year term, your monthly payment would be $2533 and you'd pay $912,034 over the life of the mortgage due to interest.

Can I afford a 500k house on 100K salary? ›

Share: A 100K salary means you can afford a $350,000 to $500,000 house, assuming you stick with the 28% rule that most experts recommend. This would mean you would spend around $2,300 per month on your house and have a down payment of 5% to 20%.

Can you buy a million dollar house making 200k a year? ›

Share: To afford a 1 million dollar home, you need a minimum annual income of $200,000 to $225,000. You'll also need to have enough money saved for the down payment and closing costs, which can add up to over 20% of the purchase price.

What is a good credit score to buy a house? ›

It's recommended you have a credit score of 620 or higher when you apply for a conventional loan. If your score is below 620, lenders either won't be able to approve your loan or may be required to offer you a higher interest rate, which can result in higher monthly payments.

How much is a million dollar mortgage per month? ›

A 30-year, $1,000,000 mortgage with a 4% interest rate costs about $4,774 per month — and you could end up paying over $700,000 in interest over the life of the loan. Our goal is to give you the tools and confidence you need to improve your finances.

How much do you have to make a year to afford a $650000 house? ›

Based on the current average for a down payment, and the current U.S. average interest rate on a 30-year fixed mortgage you would need to be earning $126,479 per year before taxes to be able to afford a $650,000 home.

Top Articles
Latest Posts
Article information

Author: Melvina Ondricka

Last Updated: 15/11/2023

Views: 5281

Rating: 4.8 / 5 (68 voted)

Reviews: 91% of readers found this page helpful

Author information

Name: Melvina Ondricka

Birthday: 2000-12-23

Address: Suite 382 139 Shaniqua Locks, Paulaborough, UT 90498

Phone: +636383657021

Job: Dynamic Government Specialist

Hobby: Kite flying, Watching movies, Knitting, Model building, Reading, Wood carving, Paintball

Introduction: My name is Melvina Ondricka, I am a helpful, fancy, friendly, innocent, outstanding, courageous, thoughtful person who loves writing and wants to share my knowledge and understanding with you.